01/09/2025
A quick look at household changes
Sole vs joint tenancy: what’s the difference?
Sole tenancy: One person signs the tenancy agreement and assumes full responsibility for making sure the rent is paid and the home is looked after.
Joint tenancy: Two people co-sign and share responsibilities; both are entitled to live in the home.
If you’re on a starter tenancy, you’ll need to wait until you're on an assured tenancy before requesting any changes.
Moving in, moving out, or adding a family member
Household changes matter. Whether someone plans to move in or out, or you're welcoming a new arrival, keeping your records up to date and aligned with local authorities and benefits agencies is essential. By ensuring we have an awareness of who is in our homes, it prevents any issues with us verifying and claiming for benefits.
Getting married or changing names
If you're already living together and get married, you have the option (but not the obligation) to convert your sole tenancy to a joint tenancy.
If you have a sole tenancy and are living with your partner or get married, you may think you need to add them as a joint tenant but that's not always the case. If you would like your partner to have permission to discuss your tenancy or home with us, that’s no problem – all you need to do is complete a Letter of Authority and this will give them the right to do this.
If someone passes away or leaves the home
In case of a relationship breakdown, if both people agree, you can convert a joint tenancy to a sole one by signing a Deed of Assignment together. If one party doesn't consent, a Property Adjustment Order (via court) may be needed. Unless you're on a fixed-term tenancy, one tenant can end a joint tenancy on behalf of both, even without the other's agreement.
Should the sad event occur where the sole tenant passes away and leaves family members or partners living in the home, we’ll refer back to the tenancy agreement to confirm the next steps – these are called ‘succession rights’.
Talk to us if you need support
Household changes aren’t always good news, and it’s important to understand your rights and responsibilities as a sole or joint tenant before you get started. Read our full guide, or get in touch with us to learn more.